Managing high levels of debt can feel overwhelming, but choosing the right solution is key. Debt consolidation and consumer proposals are two common options, each with distinct benefits. Debt consolidation simplifies multiple payments into one, often with a lower interest rate. On the other hand, consumer proposals involve negotiating reduced payments with creditors.
For homeowners, PADS Financial offers tailored debt consolidation loans using home equity. This approach provides immediate relief while avoiding the long-term credit impact of consumer proposals.
Learn more about debt solutions with PADS Financial and take the first step toward financial stability.
